Here's a quick peek at this year's 40 participating homes. From entry-level homes to high-end luxury properties, there is something for everyone! So whether you are looking to build your own home
Use Your Tax Return As A Downpayment
When you meet with a lender to get qualified for a home loan, they look at your income to see how much of a monthly payment you can support. This is a function of your ongoing, regular income. But additionally, there is the factor of a downpayment. The lump sum you bring in to purchase a home in combination with your new loan.
The more you bring in as a downpayment, the more options you have. You can qualify for different loan products. Cancel the Private Mortgage Insurance. Decrease the overall interest rate by "buying down points."
If you've been saving up for a downpayment, that's perfect. But don't forget that tax return time is a chance to get your hands on a one time lump sum. Often if folks don't have a plan in mind, that cash just sort of disappears on soon to be forgotten impulse items. Before you get it in your hands, decide where you want that money to go and stick to it. If you are close to purchasing a home, that could be the last little push you need to put you in the best position possible with your new home.
Gavin has lived in Boise for over 20 years. In 2003 he got his start in real estate as an investor and since then he has personally bought and sold over 100 houses. He got licensed in 2009 and is now....
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